Money magazine is Australia’s longest-running, highest-selling and most-read personal finance magazine. Money magazine provides credible, independent, easy-to-understand financial advice to help its readers save money and make the most of their investments.
Letter of the month
What have you dreamt about buying since you were a child and now own?
Bank accounts are sport's losers • Financing the kids’ extracurricular activities can be an expensive business, but there are ways to keep the costs under control
NEWS&VIEWS • Getting to grips with the good and the bad in a world relying on AI
Renters getting further behind
A will avoids extra pain
NEWS&VIEWS • HOW TO PAY YOUR MORTGAGE OFF IN 10 YEARS (EVEN WHEN INTEREST RATES ARE GOING UP)
PODCAST OF THE MONTH
MY MONEY • Travellers baulk at pricey insurance
Loan scheme for vehicles extended
PROPERTY • Renters struggle as costs keep rising
Housing boom props up our wealth
INVESTING • Super ends the year on a high note
Women's sport becomes big business
SHARES • Dividends tipped to remain steady
BUY Lovisa Holdings Ltd (LOV)
Under the influence of fashion
Trim the parental ‘money tree’, but be extra careful • Bryan and his wife are arguing over her handouts to their adult children
Top priority is to make the loan repayments and protect your asset • Jerry is debating whether to refix his mortgage when it comes off 2.2%
It's your money, so this is a personal decision • Leanne's son wants her to invest her rainy day savings rather than leave them in the bank
Be realistic about your skills and the risk you're taking • Toby is unhappy with his pay and would like to quit but is nervous about finding a new job
Life changes, so it's okay to be ‘just hanging on’ for a while • Single mum Mel is struggling with rising costs and feels she can't get ahead
Buckle up, pooch, or we're in trouble
2021 Mount Langi Ghiran ‘Pepper Series’ Shiraz $15.99
2020 Amon-Ra Barossa Shiraz $100
Should we go for the cheaper investment property?
Your finances are strong, so there's no need to compromise • At the end of the day, $100k to $200k won't make a big difference
BUILD YOUR WEALTH WITH ETFs • Exchange traded funds have made it easy for Aussies to invest in a wide range of assets. They are a one-stop shop with low fees and instant diversification. Our comprehensive guide sets out how ETFs can be used as building blocks for a portfolio that will help you achieve your financial goals.
TOP 20 ETFS
No worries about having to pick stocks
Investing, not gambling, with savings
TOP 3 THEMATIC ETFS
Australia goes into recession • Whether the economy has a hard or soft landing is open to debate, but at the very least we are in for some volatile times in the battle against inflation
Finetune your offset game • These accounts have long been touted as one of the easiest ways to lower mortgage repayments without impinging on cashflow, but how well do they really work?
Tax amnesty can ease the pressure • The ATO is giving small enterprises, which owe almost $30 billion, the chance to clear the slate
Count all the costs of downsizing • As well as the mounting expenses of selling and buying, there can be an emotional price to pay too
DO THE SUMS TO AVOID A ‘FATAL MISTAKE’
PARENTS’ CLUTTER CAN BE A NIGHTMARE
EXTRA CASH CAN BE USED TO TOP UP SUPER
5 ways to future-proof your job • If MBAs were the career...