Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

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Kiplinger’s Personal Finance

SOCIAL SECURITY BENEFICIARIES WILL RECEIVE A SMALLER RAISE IN 2025 • Declining inflation led to the lowest cost-of-living adjustment since 2020.

GUARD AGAINST IDENTITY THEFT IN THE NEW YEAR • Scammers are getting better at impersonating legitimate businesses.

HOW INFLATION ADJUSTMENTS WILL AFFECT YOUR TAXES • We looked at IRS rules for 2025 on everything from tax brackets to how much you can save in retirement accounts.

Briefing INFORMATION ABOUT THE MARKETS AND YOUR MONEY • THE IRS IS EXPANDING ITS FREE TAX PREPARATION PROGRAM

FIDELITY BREACH EXPOSES CUSTOMER INFO

Air Taxis Are on Approach

Kiplinger’s 2025 MONEY CALENDAR • Resolve to shape up your finances in the new year.

ANOTHER GOOD YEAR FOR STOCKS • With the economy growing and the Federal Reserve easing, there’s a lot to like about this market.

A GREEN LIGHT FOR U.S. STOCKS

OUR MARKET CALL COMES UP JUST SHORT, BUT STOCK PICKS ARE SOLID

7 STOCKS TO BUY IN 2025 • Our picks span a range of sectors and industries.

CHOOSE THE BEST FUNDS IN YOUR 401(k) • Our guide can help you make the most of your workplace retirement plan.

THE 75 BIGGEST 401(k) FUNDS

This holiday season give the gift of financial security

TIPS FROM INSIDERS • When corporate insiders buy or sell, it can offer clues on whether you should do the same.

WHAT MAKES AN ETF SUCCESSFUL? • ETF SPOTLIGHT

THE MOST POPULAR ETFs • Launched July 1, 2014–June 30, 2024. Ranked by peak assets.

A TALE OF TWO MID-CAP FUNDS

My Top 10 Stock Picks for 2025

HUNTING BARGAINS THE WORLD OVER

WHAT YOU NEED TO KNOW ABOUT WORKING FOR YOURSELF • Whether you’re looking for a side gig or planning to start your own business, it has never been easier to strike out on your own.

Test Your Financial Literacy

AVOID THESE CREDIT MISSTEPS

Spend Less on Checks

HOW COUPLES CAN MANAGE DIFFERING RETIREMENT TIME LINES • Staggered retirement is increasingly common, but it can create financial and emotional challenges.

401(k) PLANS: YOURS, MINE AND ULTIMATELY OURS

Enjoy a worry-free retirement… and the lowest price we offer.

Fundamentals • CONGRATULATIONS, YOU’RE AN ACCREDITED INVESTOR. NOW WHAT?

Who Can Benefit From the Family and Medical Leave Act • This law will protect your job if you need time off to care for yourself or your family.

Some States Offer Paid Family Caregiver Programs

SHOULD YOU BUY PET HEALTH INSURANCE? • You can fend off big veterinary bills with a policy that covers your furry companion.

THE LOWDOWN ON BUYING A VACATION HOME • If you return to a beloved destination again and again, purchasing a home there may be a smart move—but don’t overlook the costs and effort that go into it.

A WIN-WIN FOR SENIORS AND SHELTER ANIMALS • This organization connects older adults with adoptable pets in need of a home.